Whether you are a saver, a spender, or somewhere inbetween, whether you are flying solo or have a family to support, a budget helps you to answer hard questions. In order to have a budget though, you have to MAKE one. Since finances can be a touchy subject, here is a how-to guide for your first budgeting session - and bonus! The first part doesn’t even include money!
When my husband and I got married at the ripe age of 20 years old, we made plenty of mistakes. Ironically, one of them was not not having a budget - I religiously updated our (now somewhat-more-perfected) monthly budget almost daily as I tracked ingoing and outgoing expenses. To my intense frustration, my husband was just… not… getting it.
I spend most of my spare time playing with spreadsheets, my violin, or planting vegetables in my garden in hopes of bringing new insights into frugal living. Please enjoy, and don't forget to sign up for our monthly newsletter here.
Disclaimer - Mrs. FB is not a financial advisor. Nothing in these articles should be construed as investment or other professional advice, but rather personal opinion. Some links in these posts may be to affiliate sites - no products are advertised through this site that have not been personally used by the FB family unless expressly labeled.