This month, Mr. and Mrs. FB did something truly radical - we decided, together, to go completely without a monthly budget. Not only that, my friends, but we didn't track our spending - something that our longer-term viewers may find particularly shocking. However, it was a highly educational experience, and it gave us both insights into how we perceive our budget, spending habits, and the balance between short term and long-term goal attainment.
Since my last update might have left you waiting on pins and needles, it seems only fair to start out by saying that I have procured a job as a documentation specialist - a huge relief. In addition, I was offered an odd job that cooperates with my full-time hours, and I’ve decided to take a stab at doing both. This news was so good to us we went on an impromptu, unbudgeted dinner out (this is a tradition we have when a new offer of employment is given and accepted - it all comes out in the wash eventually). After this light-hearted frivolous expenditure, we decided to buckle down and get back to our budgets - which was a lot more fun now that there was no need to be running a deficit for the month of September.
As readers may have noticed, things have been a little quiet at The Frugal Bunch. There have been a few major changes to Mr. and Mrs. FB’s lives lately, and it got a little hectic.
Late last month, I, Mrs. FB, started having trouble with my left arm, which quickly escalated. To make a long story short, an underlying health condition (hopefully acute) was discovered, and we had to make the difficult decision for me to leave my employment (which strongly relied on constant movement and lifting).
As with just about everything so far this year, COVID-19 has thrown a wrench in traditional Independence Day celebrations. While our typical 4th of July festivities include extended family BBQs, an Independence Day breakfast through our church, and sparklers, none of these things are occurring this year.
So, here’s a peek into how Mr. and Mrs. FB are handling this state of affairs.
We are almost halfway through an arguably tumultuous year. With COVID-19 still uncontained in many areas and stay-home orders lifting rather slowly, life has certainly been unusual for the past several months.
While it is usually traditional to set goals at the beginning of the year (and I did, and my husband did, and we did together), I find a lot of value in quarterly evaluation of our annual goals. Even though we are a little early for our semiannual evaluation, I found myself pouring over them anyway.
I spend most of my spare time playing with spreadsheets, my violin, or planting vegetables in my garden in hopes of bringing new insights into frugal living. Please enjoy, and don't forget to sign up for our monthly newsletter here.
Disclaimer - Mrs. FB is not a financial advisor. Nothing in these articles should be construed as investment or other professional advice, but rather personal opinion. Some links in these posts may be to affiliate sites - no products are advertised through this site that have not been personally used by the FB family unless expressly labeled.