This month, Mr. and Mrs. FB did something truly radical - we decided, together, to go completely without a monthly budget. Not only that, my friends, but we didn't track our spending - something that our longer-term viewers may find particularly shocking. However, it was a highly educational experience, and it gave us both insights into how we perceive our budget, spending habits, and the balance between short term and long-term goal attainment.
As readers may have noticed, things have been a little quiet at The Frugal Bunch. There have been a few major changes to Mr. and Mrs. FB’s lives lately, and it got a little hectic.
Late last month, I, Mrs. FB, started having trouble with my left arm, which quickly escalated. To make a long story short, an underlying health condition (hopefully acute) was discovered, and we had to make the difficult decision for me to leave my employment (which strongly relied on constant movement and lifting).
After being married roughly a year, my husband and I had the baby talk.
It might have happened sooner, but there was quite a bit of chaos in our first year of marriage. Inbetween moving, healing, establishing, and communicating we just didn’t even broach the topic of a little tiny human until a year had passed.
When I brought it up, my husband’s response was a flat “We are NOT having a baby right now!”.
So we’ve talked about what a budget is and how to make one. You’ve set your goals, and you’re sticking to them! Between budgeting sessions, though, is the budgeting check-in. The purpose of a check-in is simple - account for the expenses you’ve had that day (or, for our pros, in the past week) and make sure you and your partner are on the same page.
I spend most of my spare time playing with spreadsheets, my violin, or planting vegetables in my garden in hopes of bringing new insights into frugal living. Please enjoy, and don't forget to sign up for our monthly newsletter here.
Disclaimer - Mrs. FB is not a financial advisor. Nothing in these articles should be construed as investment or other professional advice, but rather personal opinion. Some links in these posts may be to affiliate sites - no products are advertised through this site that have not been personally used by the FB family unless expressly labeled.